e-learning and reference solutions for the global finance professional

Financial Institution Analysis -
CAMELS Approach

A comprehensive e-learning solution dealing with the CAMELS
approach for rating the safety and soundness of financial institutions

Highlights

Library of 8 Courses

Available Products

Upcoming Products

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The themes of this product are:

  • Capital Adequacy
  • Asset Quality
  • Management Competence
  • Earnings Ability
  • Liquidity Risk
  • Sensitivity to Market Risk
For information about our other off-the-shelf e-learning solutions see Course Catalog
  Highlights
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Overview
This product assesses different aspects of commercial banks operations to determine the soundness of its condition. The courses describe the methodology used by examiners to assess these factors and the criteria for assigning ratings to a bank. With the help of a case study, the courses demonstrate the method of identifying risks in internal processes, the evaluation of these risks, monitoring procedures and internal controls. The case study guides us on how component ratings and composite ratings are assigned by examiners to a bank.

After completing this course you will be able to:

  • Understand qualitative as well as quantitative factors for evaluating financial institutions
  • Identify various risks faced by financial institutions
  • Analyze financial institutions and assign overall ratings

Target Audience
Every professional involved in the global financial services industry (as a provider, user, regulator or advisor of product/services, marketplace/exchange) would benefit from KESDEE’s innovative solutions.

  • Supervisory Agencies

  • Central Banks

  • Financial Institutions

  • Commercial Banks

  • Investment Banks

  • Housing Societies/Thrifts

  • Mutual Funds

  • Brokerage Houses

  • Stock Exchanges

  • Derivatives Exchanges

  • Insurance Companies

  • Multinational Corporations

  • Accountancy Firms

  • Consultancy Firms

  • Law Firms

  • Rating Agencies

  • Multi-lateral Financial Institutions

  • Others


  • Course Level and Number of Courses
    Intermediate Level. Library of 8 Courses

    Instructional Method
    Dynamic, Interactive e-learning

    Recommended Background
    Familiarity with basic financial concepts

    For purchase,contact us at
    PO Box 910207. CA 92191, USA
    Phone: +1-858-755-8527 Fax: +1-858-755-6973, +1-858-756-8587, E-mail: information@kesdee.com,
    Website: www.kesdee.com

      Library of 8 Courses
    Home
    Financial Institution Analysis - CAMELS Approach
    Time taken to complete each Course: Two - Three hours


    1. Overview of CAMELS

    • Introduction to CAMELS
    • CAMELS (description of each component)
    • Purpose of a rating system
    • Case study

    2. Earnings Ability

    • Different components of earnings
    • Importance of earnings to a bank’s financial condition
    • Different earning ratios on a UBPR

    3. Capital Adequacy

    • The purpose of capital
    • Factors for evaluating capital adequacy
    • The measurement of capital
    • Prompt Corrective Action

    4. Asset Quality

    • Concept of asset quality
    • Impact of asset quality on bank’s financial statements.
    • Concepts of past-due and non-accrual loans
    • Analyzing asset quality ratios
    • Asset classification and types of asset classification
    • Rating of asset quality
    • Adequacy of allowance for loans and leases losses (ALLL)

    5. Management Competence

    • Management organization and function
    • Assessment of management
    • Evaluation factors and ratings
    • Case study

    6. Liquidity Risk

    • Liquidity risk
    • Liquidity management
    • Factors for evaluating liquidity
    • Ratings
    • Case study for analysis

    7. Sensitivity to Market Risk

    • Components of market risk
    • Identifying areas sensitive to market risk
    • Measuring Interest rate Risk
    • Evaluating and rating sensitivity to market risk

    8. Composite Rating

    • Composite rating guidelines
    • Summary of component ratings
    • Assigning a composite rating to the case bank.

    JOB AIDS

    • Measurement Tools
    • Benchmarking Data

    Calculator in Financial Institution Analysis - CAMELS Approach

    1. Bank Ratio Analysis

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      Upcoming Products
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    KESDEE has the required technology platform to respond to clients training requirements in the financial industry. We offer several solutions, each developed with the guidance of creditable experts. Given below are few of the forthcoming products:

    • Financial Planning
    • International Trade Services
    • Bank Branch Management
    • Mortgage Finance
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    For more information about our e-learning products and services
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    Copyright © 2006 KESDEE Inc.
    Please return this form by Mail or Fax to:

    KESDEE Inc. P.O. Box 910207, San Diego, CA 92191, U.S.A.
    Phone: +1-858-755-8527 Fa
    x: +1-858-755-6973, +1-858-756-8587
    E-mail: information@kesdee.com Website: www.kesdee.com